Hello World!
I am Alessio, an Italian Expat currently living in Shanghai, and I work as an Industrial Engineer here.
I have a strong passion for Personal Finance and for different cultures. Many events brought me to visit China several times, and eventually to live here, at least for a part of my life.
Here you can find out more about this blog idea and about its title, The Eurasian Efficient Frontier.
Hope you will like it! Share your feedback with us!
Alessio
Who is the Page “Personal Finance” for?
This page is for people who would like to learn more about Personal Finance.
I know, there are many blogs and websites and Youtube videos talking about this topic. However, in my daily experience, I am often asked for suggestions about this. Several people also suggested me to open a blog about this. Here we are, I can say.
Disclaimer: I am definitely not a professional in this topic, even though I am really passionate and I studied and worked hard on this. I will NEVER give investment suggestions here.
I will try to create a short crash-course about Personal Finance.
I will suggest many books that gave me useful insights (some of them literally changed my view of the world). I will try to explain Fundamentals of Investments. I will try to share my personal strategies and studies, both for Investments and for Personal Finance in general.
I am an engineer, so I will probably include many, many graphs. One picture, after all, speaks more than one thousand words, right?
Special Perspective: Expat Personal Finance
Living an expat life has a strong impact on most life aspects. One of them is Personal Finance.
Personal Finance strategies as an expat can be very different from a person who always lived in its own hometown, surrounded by his/her family and friends.
I will try to discuss this, too, and the strategies that I am following to manage my situation.
The “Efficient Frontier” you find in this Blog Title is an investment theory for Asset Allocation in Investment Portfolios (it is quite famous in this field). Here a definition for “Efficient Frontier” from Investopedia:
“The efficient frontier is the set of optimal portfolios that offer the highest expected return for a defined level of risk or the lowest risk for a given level of expected return.”
This concept can be applied to life in general, not only to investments. Risks must be managed and not simply avoided.
We must manage risks: we must not let our life be managed by our natural risk aversion. The successful person is the one who is able to experience and achieve as much as she/he can, by accepting a certain level of risk (different from zero, and defined following our personality and our personal situation).
This is trueLates for every aspect regarding human life and human experience in this world, not only for money related topics.
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